BANKRUPTCY ATTORNEY IN ST. LOUIS, MO

We can stop bill collectors from collecting money from you that you don’t have. Creditors can be harassing when it comes to adding penalties and interest on debt that you already can’t pay. This stress can cause problems in all other areas of your life as well. Health, social, emotional, spiritual areas of your life can all be affected by your finances…Read More

Chapter 7 Bankruptcy

Get a Fresh Start

Chapter 7 is the most common form of bankruptcy. It is a liquidation proceeding in which the debtor's non-exempt assets, if any, are sold by the Chapter 7 trustee and the proceeds distributed to creditors according to the priorities among creditors established in the Code.

Chapter 13 Bankruptcy

Stop Creditors

Chapter 13 is a repayment plan for individuals with regular income and unsecured debt less than $336,900 and secured debt less than $1,010,650.
The debtor keeps his property and makes regular payments to the Chapter 13 trustee out of future income to pay creditors over time (3-5 years).