Why use Will Ridings a St. Louis, Missouri Attorney?

When you are facing creditors, and their attorney’s, over debt problems, you don’t know who to trust. The Creditors tell you things that are in their best interest, not yours. Will Ridings is a debtor attorney, so he’s on your side. You need someone on your side who knows the laws, and can help you […]

I’m afraid what other people will think of me, how can I deal with that?

Filing bankruptcy happens to people from all works of life and although you may feel alone when life has beaten you down its important to know that bankruptcy is a tool to help you pick yourself up by your bootstraps and dust yourself off. Some Famous People who have filed for Bankruptcy include: a) Walt […]

Can I keep my car, home, furniture, etc if I file bankruptcy?

Yes, in most cases you can keep your property in order to get a fresh start. Each case is different and Ridings Law Firm can determine your exemptions and guide you through the bankruptcy process.

I cannot afford Bankruptcy, how do I pay for it?

The filing fees for a bankruptcy are currently $335 for a Chapter 7 and $310 for a Chapter 13. The attorney fees vary on each case, but for a basic Chapter 7 they start at $500. You can make payments if you need to or pay the fees all at once. Your case will be […]

How does bankruptcy affect my credit?

Creditors generally look at your ability to repay when considering whether or not to lend you money. Since bankruptcy eliminates most debts you are much more likely to be able to afford to repay any new debt. Car loans and credit cards are available as soon as you receive your discharge. Home mortgages are available […]

I only want to list certain creditors in my bankruptcy, is that ok?

No, since bankruptcy is Federal Law, and Federal Law does not discriminate, you must list all of your creditors, and all of your assets in order to treat everybody equal.